Medical Insurance Plan Types
What is an HMO?
What is a PPO?
What is a POS?
What are Indemnity or Fee-For-Service Plans?
Which health insurance plan should I choose?
Individual Health Insurance Information
Which health insurance plan should I choose?
How do insurance companies price plans?
Can insurance companies decline my application for coverage?
What can I do if I've been declined?
Medical Savings Account (MSA) Plan Information
What is a Medical Savings Account (MSA)?
Who is eligible to have an MSA?
What is a "small employer" for MSA purposes?
How can someone establish and MSA?
California Small Group Health Insurance Information
What's a “Management Carve-Out?”
What's a “Stand Along” or "Wrap Around" Plan?
What's an “Employee Elect” or "Mix and Match" Plan?
What's an “Employee Buy Up”?
How Do Insurance Companies Price Group Health Insurance?
What does "Participation" mean?
What does Employer and Employee "Contribution" Mean?
What's "Adverse Selection"?
How does the State of California regulate small group health insurance?
What's a “Purchasing Pool” and How Does it Give Employees Freedom of Choice?
What does “Stop Loss” mean? |
California Medical Insurance Companies
Blue Cross of California
Blue Shield of California
Health Net of California
PacifiCare of California
Nationwide California Health Insurance Plan
Health Insurance Glossary of Terms
COBRA and Cal-COBRA
Co-insurance
Co-payment
Deductible
Exclusions
Fee for Service
HIPAA
HMO (Health Maintenance Organization)
IPA (Independent Physician Association)
Lifetime Maximum
Out-Of-Pocket Maximum
POS (Point of Service)
Pre-Existing Condition
PPO (Preferred Provider Organization)
Premium
Primary Care Physician
Provider
Well Baby Care |
