Buying Health Insurance: Like Slicing a Pie

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There are many ways to slice the health insurance pie - and many flavors of pie, for that matter. For example, business owners may need an expensive medical plan for themselves and for hard-to-recruit employees. We can set up a fancy plan for you and some key employees and couple it with a more modest plan for other employees, in effect creating one pie with two flavors.  See Carve-Out Plans and Stand Along Plans. You can then slice the pie in a variety of ways -- say, by letting your employees share in the cost of the plan, in effect slicing the pie a bit differently than if the company were to pay 100 percent of the plan's cost.  See Employee Buy Up Option.

 

 

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