December is the best month to apply for health insurance

December is the best month to apply for health insurance in California because if you are approved for coverage, your health plan will be effective January 1st.

January is the best month to start a new health plan because:

1. You have 12 full months to satisfy the calendar year deductible, if your plan has a deductible;
2. You have 12 full months to satisfy the calendar year out-of-pocket maximum with eligible medical and hospital expenses;
3. You have 12 full months to fund a Health Savings Account, if your health plan is a qualified High Deductible Health Plan.

So, don't delay, apply today. Call us toll free at (800)746-0045 or get an online California health insurance quote and select a plan and apply today.

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