These informative articles will help you understand more about individual health insurance in california and also help you select the right California family health plan.
| Cost of Medical Care |
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Prescription Medicine and California Health Insurance - Learn about how the high volume and more expensive combinations of medications consumed has driven up the cost of prescription medicine. |
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California Hospital Prices: Those without Medical Insurance Pay the Most - Legislation has recently demanded most hospitals to disclose the list price for their services. Here we discuss how the prices for medical services between hospitals vary dramatically and how you have the legal right to know! |
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| Regulation |
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a. COBRA & Cal-COBRA |
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Is Enrolling on COBRA a Good Decision? - Learn the ins and outs of enrolling in COBRA and why it is advised to apply for an individual health insurance policy while you are still healthy. |
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COBRA Health Insurance California - COBRA is probably one of the most difficult laws for employers and employees to understand. Here we help unravel the mystery of California's complimentary COBRA system. |
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b. HIPAA |
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c. Regulatory Agency News |
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California DMHC Takes Action Against Medical Discount Cards - The Department of Managed Health Care has finally taken action against illegitimate companies advertising fraudulent medical care "discount" cards. |
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California HMO Quality - Learn about California's unique "Patient Advocate," which was established to educate and inform Californians about their HMO plan. Get the low down on the benefits and shortcomings of the Patient Advocate service. |
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| Legislation |
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a. Existing Health Insurance Laws |
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Small Group Eligibility - Learn about California's comprehensive legislation to regulate health insurance for small companies and how to determine an eligible employer/employee and what that entails. |
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Insurance Companies Exploit Loophole in AB 1672 - Find out about the landmark legislation AB 1672 and how a major loophole unfairly allows health insurance companies to decline or cancel coverage to companies with sick or injured workers. |
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b. Proposed health insurance laws |
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California Health Care Reform Legislation: The Problems with Assembly Bill 8 (AB8) - The California Senate and Assembly have until the end of the legislative session, (September 14, 2007) to pass AB 8 and enact major changes to the private sector health care financing system. |
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Single Payer California Health Insurance - Learn about California State Senator Sheila Kuehl's proposed plan for the State of California to pay for health care for all citizens and non-citizens. |
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Making California HSA Contributions Tax Deductible - Currently Health Savings Account deposits can be deducted from Federal Income taxes, but are still subject to California income taxes. Learn how the proposed SB 173 would allow HSA deductions to be applied to California State Income taxes. |
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Tax Deductible California Medical Insurance - President Bush's 2006 Budget proposes to allow individuals who pay for their own health insurance to deduct the cost from their Federal Income Taxes. Here we break-down and explain how this new legislation could benefit you. |
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| Politics |
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No Matter Who Pays For It, Medical Care and Health Insurance is Expensive - With over 10 years in the business, we have observed myriad paradoxes that are present in the health insurance industry. Join us in exploring these and other valuable truths. |
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Free California Medical Insurance - Who Would Enroll? - Over 14 million people without health insurance are low-income people who are eligible for medical insurance - but not enrolled. Learn about how the Federal and State of California invest billions of tax dollars to pay for free medical insurance. |
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Health Insurance and Bankruptcy - It is a fact that 50% of bankruptcies are driven by exorbitant medical expenses. Learn how this can be avoided by making the shrewd investment in health insurance. |
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California DMHC Takes Action Against Medical Discount Cards - The Department of Managed Health Care has issued a Consumer Alert to beware of "unscrupulous marketers falsely promising huge discounts on medical care" through discount cards. Learn about how the DMHC has finally taken action against these companies. |
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Single Player California Health Insurance - California State Senator Sheila Kuehl recently introduced another version of her plan for the State of California to pay for health care for all citizens and non-citizens. Learn how Ms. Kuehl models her plan after the Canadian health care system. |
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California HMO Quality - Learn about how California's Office for Patient Advocate publishes annually the Quality of Care Report Card, aimed to act as a report card that rates California medical insurance companies. |
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Tax Deductible California Health Insurance - In his 2006 Budget request, President Bush will propose that individuals be allowed to deduct the cost of their individual health insurance from their Federal Income Taxes, encouraging individuals and families to purchase health insurance by eliminating a huge tax penalty. |
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California Insurance Companies Exploit Loophole in AB 1672 - Denying Guarantee Issue Small Group Health Insurance to Legitimate Companies. AB 1672 protects California small employers from unfair insurance company practices. Learn about how this loophole is exploited, who it affects, and why it should be fixed. |
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30% of those without Medical Insurance are 19 to 29 years old - Here we discuss reasons for why 30 percent of the people without health insurance are between the ages of 19 to 29. |
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California Insurance Brokers help Uninsured - The association of California health insurance brokers have developed a "Matrix" which lists public and private health insurance options. Here we provide a link for more information on the Matrix. |
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What Happened to Insurance for Maternity? - Most affordable California individual health insurance plans exclude maternity coverage to lower the cost of the insurance plan. Learn the implications of this and why it is a harsh reality of affordable health insurance. |