Monday, May 01, 2006

Kaiser California Medical Insurance Plans Offer Small Groups Many Options

Kaiser Permanente is one of the largest health insurance companies in California. Kaiser recently announced "Multiple Plan Offerings" for small employers in California.

With Kaiser California Multiple Plan Offerings, companies with 2 - 50 employees can allow employees to enroll in any one of seven different HMO plans. With some limitations, each employee can enroll in a different health insurance plan. This type of arrangement allows employers to pay a fixed dollar amount or "defined contribution" towards their employees' health insurance. Employees are free to select any medical plan offered.

Kaiser California requires that at least three employees enroll in the health maintenance organization plan to offer multiple plans. Click here for a Kaiser group health insurance quote.

California Medicare Prescription Plans - Deadline to Enroll May 15, 2006

The Medicare Prescription Drug Plan (PDP) enables Medicare eligible people to obtain medications at low cost. Health insurance companies offer plans which vary by state.

About 20 different medical insurance companies offer Medicare Prescription Drug plans in California. For a comprehensive list go to the Medicare web site which lists California health insurance companies.

May 15, 2006 is the deadline to enroll in a PDP plan. People who are eligible and do not enroll by this deadline must pay a penalty of 1 percent of the cost of the prescription drug plan premium for each month they delay in enrolling. So, if you're eligible, sign up now.

Also, if you currently have a California medicare supplemental plan which offers prescription medicine you may want to cancel the prescription medicine portion of your supplemental coverage and use the PDP plan benefits.

For assistance with enrolling in California medicare supplemental plans and California Medicare prescription drug plans click here or call www.BenefitsCafe.com at 800-746-0045.