California Health InsuranceCalifornia Health Insurance Blog(SHOP) Covered California Small Business Articles
7 11, 2014

For the Third Time DOL & IRS say an Employer Can NOT reimburse employees for individual health insurance plans

2018-02-04T13:11:24+00:00 November 7th, 2014 |Categories: (SHOP) Covered California Small Business Articles, ACA, Health Insurance Reform, Individual health insurance vs group health insurance, Individual Medical Insurance Articles, Large Group Medical Insurance Articles, Small Business Articles|

Today the U.S. Department of Labor released yet another notice/guidance/ "FAQ" instructing employers that "an employer health care arrangement cannot be integrated with individual market policies to satisfy the market reforms."  Obstinate vendors continue to push their high cost TPA services and claim that an employer can cancel a group [...]

15 07, 2014

Newly Signed Law, SB 1446, Will Allow California Small Businesses to Keep their 2013 Medical Insurance Plan until December 2015

2018-02-04T13:11:24+00:00 July 15th, 2014 |Categories: (SHOP) Covered California Small Business Articles, ACA, Health Insurance Reform, Small Business Articles|

On July 7, 2014 Governor Brown signed SB 1446 into law. This legislation will have a significant impact on the health insurance options for many small businesses in California.   Estimates are that up to 80 percent of small businesses in California “early renewed” their group health insurance plan in December [...]

22 10, 2013

Health Care Reform for Small Businesses California – Video

2018-02-04T13:11:24+00:00 October 22nd, 2013 |Categories: (SHOP) Covered California Small Business Articles, ACA, Health Benefit Exchange, Health Insurance Reform, Small Business Articles|Tags: , , , , , , , |

With Health Care Reform (Affordable Care Act) (ACA), business owners want to know: •What's going to change? •How much will it cost? and, •What can I do to save money. We've created a short video http://www.youtube.com/watch?v=RcQ5j8mu_Bk that addresses these questions. The video also describes what will not change, including: •No requirement for small businesses to offer benefits; •Benefits continue to be a tax deductible expense for the employer and non-taxable compensation to employees; •Benefits continue to be an excellent way to attract and retain good employees.

23 09, 2013

Covered California – Agent Training & Enrollment Website

2018-02-04T13:11:24+00:00 September 23rd, 2013 |Categories: (SHOP) Covered California Small Business Articles, ACA, Covered California, Health Benefit Exchange, Health Insurance Reform|Tags: , , , , |

Covered California, the new health insurance exchange in California has begun agent training. Kudos to them because they have accomplished a lot in a very short period of time. With this blog post I hope to give some first hand info and feed back on the training process and on the enrollment procedures and processes.

6 09, 2013

Understanding California Health Care Reform / Obamacare / Affordable Care Act / ACA

2018-02-04T13:11:24+00:00 September 6th, 2013 |Categories: (SHOP) Covered California Small Business Articles, ACA, Covered California, Health Benefit Exchange, Health Insurance Reform, Individual Medical Insurance Articles, Large Group Medical Insurance Articles, Small Business Articles, Videos|Tags: , , , , , , , |

We've prepared easy-to-understand videos that explain the new health care reform law (Affordable Care Ace, ACA, Obama Care). Topics include how to complete the required notices (Exchange, SBC & Glossary); an overview of individual and family coverage including Covered California; and problems of the current system that the ACA solves.

13 08, 2013

Covered California Small Business Health Options Program (SHOP) Exchange Rates

2018-02-04T13:11:24+00:00 August 13th, 2013 |Categories: (SHOP) Covered California Small Business Articles, ACA, Covered California, Health Benefit Exchange, Health Insurance Reform, Small Business Articles, Uncategorized|

Given the rates SHOP released and the new rules for rating individual and small group health insurance, I am led to the conclusion that some small groups (and individuals) will likely pay much more than they currently do - while some may pay less.