is proud to announce the addition of an excellent chart which shows the difference between an HMO and PPO medical insurance plan.

Health insurance is often difficult to understand. seeks to help people understand medical benefit plans in easy-to-understand ways. The HMO – PPO chart shows visually an often confusing part of health plan arrangements.

In an HMO a patient selects his doctor when he enrolls in the medical plan. In a PPO plan a patient selects his doctor when he needs service. In a PPO a patient can see a specialist with out a referral but the cost of care is often higher than in HMO plans.

BenefitsCafe can assist you in understanding medical insurance and help you enroll in a plan. Get a California health insurance quote online or call 800-746-0045.