Small Group Health Insurance

California Health Insurance » Small Group Health Insurance
26 07, 2019

Update: UnitedHealth Care Postpones Rollout of New Association Health Plans in California

By |July 26th, 2019 |Categories: ACA, Association Health Plans, Covered California, Small Business Articles, Small Group Health Insurance|

Less than two weeks ago, I wrote a blog post that predicted that fireworks would hit California’s small group health insurance market with UHC’s new Association Health Plans.   Well,  sparks flew.  Yesterday, UnitedHealth Care announced that because of “regulatory inquiries over the past couple of weeks” UHC has suspended [...]

8 07, 2019

Fireworks Will Hit California’s Small Group Health Insurance Market with UHC’s New Association Plans

By |July 8th, 2019 |Categories: ACA, Association Health Plans, Small Group Health Insurance, Trends|

  UnitedHealth Care (UHC) kicked-off Summer 2019 with a bang.  During a webinar to their top brokers on July 1st, they made the game-changing announcement that they will introduce 9 new Association Health Plans (AHP) into the California small group marketplace (1-100 employees.) By screening enrollees for pre-existing medical [...]

12 04, 2019

Why Kaiser Permanente Small Group Benefits and Rates Continue to Lead the Field in California, 2019

By |April 12th, 2019 |Categories: ACA, Health Care Costs, Health Insurance Reform, Large Group Medical Insurance Articles, Small Business Articles, Small Group Health Insurance|

On Wednesday, I was fortunate to be included in a round table discussion with the senior leadership of Kaiser Permanente's small group sales and account management team. To encourage discussion, Kaiser limited participation to a few key brokers. (2019 Kaiser Key Broker Engagement Luncheon, Pasadena, California. Third from [...]

25 03, 2019

Group Health Insurance Cost Trends and Benchmark Comparisons

By |March 25th, 2019 |Categories: Benchmarking, Health Care Costs, Large Group Medical Insurance Articles, Small Business Articles, Small Group Health Insurance, Trends|

Many employers want to know why medical insurance rates continue to rise and whether they're paying too much compared to other businesses. Two recently released reports address these questions:Medical Cost Trend: Behind the numbers 2019, is prepared by Price Waterhouse Coopers (PwC)'s Health Research Institute and it projects medical costs [...]

7 10, 2016

Can an employer contribute different amounts towards employee medical insurance?

By |October 7th, 2016 |Categories: ACA, Large Group Medical Insurance Articles, Small Group Health Insurance|

Some of our employer clients have asked: "Can an employer contribute different amounts towards employee medical insurance for different employees?"  Employers often treat employees differently (for example not all employees earn the same wage).  However, they don't want to violate any discrimination laws.   We are not attorneys and don't give [...]

5 10, 2016

California Small Business Medical Insurance 2016 4th Qtr. Renewals

By |October 5th, 2016 |Categories: Changes in Medical Care, Health Insurance Reform, Small Business Articles, Small Group Health Insurance|

Experts estimate that 50 to 70 percent of the small businesses in California that offer employee medical insurance will renew their plans in December 2016.  Many California small business medical insurance companies have begun to release their renewal rates for December 2016 and for many employers the renewal rates look very [...]