31 05, 2009

Why is Health Insurance so Expensive?

By |May 31st, 2009 |Categories: Uncategorized|

Many people ask "why is health insurance so expensive?" The obvious answer is that medical care is expensive. Then, why is medical care so expensive? Dr. Atul Gawande has written a seminal piece in the New Yorker that answers this vexing question. The article, entitled, The Cost Conundrum, explores [...]

6 03, 2009

The personal cost of Medicare – it ain’t cheap

By |March 6th, 2009 |Categories: Uncategorized|

"Medicare for all" has become a frequent refrain from health care advocates. This sound bite statement implies that the U.S. would be better off if all citizens were covered under the government-run Medicare program. Currently, eligibility for Medicare is limited to those age 65 and over; some age pre-65 [...]

2 03, 2009

Advice for People Considering COBRA

By |March 2nd, 2009 |Categories: Uncategorized|Tags: , |

If you were recently laid off or fired and you are considering whether to enroll in COBRA you're in luck. On February 17th, President Obama signed the American Recovery and Reinvestment Act of 2009 (HR 1) which mandates that employers pay 65% of the COBRA premium for "involuntarily terminated" employees. [...]

13 02, 2009

Economic Stimulus and Health Insurance

By |February 13th, 2009 |Categories: Uncategorized|

The American Recovery and Reinvestment Act of 2009 (HR 1) includes subsidies for health insurance for people who recently lost their jobs. Those eligible will only have to pay 35 percent of the cost of health insurance under COBRA. The subsidy will last for 9 months. People who have [...]

2 06, 2008

Blue Shield Vital Shield 2900

By |June 2nd, 2008 |Categories: Uncategorized|

For individuals looking for a low cost health plan which protects you from major medical events such as hospitalization, Blue Shield of California's Vital Shield 2900 may be the plan for you. Vital Shield 2900, Blue Shield's lowest-priced PPO with monthly rates starting as low as $42, offers not [...]