California employers that offer group medical insurance often ask how they can keep a child on an employee's health insurance plan after turning age 26. This article answers questions like this one: My son turns 26 in May and was diagnosed with Autism several years ago. I received a [...]
Insurance is unnecessarily complicated. A good example is how Anthem Blue Cross of California names its small business dental plans. Here are a few of the dental plan names: Bronze PPO 100/80/50 Active 50/Unlimited MAC E&P Basic CH Ortho Silver PPO 100/80/50 Passive 50/1500 90th E&P Basic CH Ortho [...]
Recently, Forbes.com wrote an article with advice for small business owners who are interested in setting up group medical insurance plans for their employees. The article has helpful information on various aspects of employer-sponsored health plans, including: Small business health insurance options; Small business health insurance requirements; Average cost of [...]
By Bruce Jugan September 29, 2021 Last night I attended a broker dinner with executives from Anthem Blue Cross where they announced that Vivity health plans, a collaboration with major Southern California hospitals, doctor groups and the insurance company, will be available to small employers (1-100 employees) in Los [...]
Example Small Business Employee Insurance Enrollment Form By Bruce Jugan, June 24, 2021 API connections would eliminate data input errors and could save hundreds of millions of dollars and reduce the cost of medical insurance for small employers. Imagine you log into Expedia and [...]
COBRA Subsidies Under ARPA - COBRA Administrators and Insurance Companies Should Help On March 11th, 2021, President Biden signed the American Rescue Plan Act (ARPA) into law. ARPA is a $1.9 trillion economic relief bill that gives financial help during the ongoing COVID-19 pandemic. The new law includes section [...]
Walmart has taken a big step towards fixing the “broken” U.S. health Care system by creating Walmart Health. These are clinics that offer primary medical care, mental health counseling, X-rays, labs, dental services, and vision and hearing services at one location. As of December 2020 Walmart has 14 health clinics. [...]
Employee Medical Clinic As a sign of change in medical care delivery, Amazon has opened its first health care clinic for its employees in Dallas, Texas. According to the Amazon announcement, “Amazon expects to establish 20 health centers in five cities across the U.S., improving access and care [...]
California law requires employers with five or more staff members to train employees and supervisors to prevent sexual harassment and abusive behavior in the workplace. California Senate Bill 778 set January 1, 2021 as the deadline for compliance with this law. According to SB 778, the penalty for non-compliance [...]
Although COVID-19 is a crisis on both a human and economic level, one small silver lining is it may cause medical insurance rates to fall in 2021. The reason: A massive reduction in elective medical care. The Best-Case Scenario—A Reduction in Medical Expense Spending Two recently [...]