About Benefits Cafe

BenefitsCafe.com is the online home of Professional Benefits & Insurance Services. Founded in 1970 by Robert D. Jugan, our insurance agency helps businesses and their employees obtain affordable health insurance and related employee benefits. Bruce Jugan took over the business in 1993 and has grown it into one of the top producing insurance agencies in California. We’re a bricks and mortar business with a very real digital presence. Our licensed insurance agents help clients find the best benefits at the lowest cost. After enrolling, clients have an account manager who is dedicated to their needs. We provide a very personal touch and use technology to ease communication.

We realize that health insurance is complex and expensive. People need accurate information to make good decisions. Bruce has written all of the articles on BenefitsCafe.com and has developed a wealth of knowledge that assists our clients. We’d love to work with you. Give us a call today at 800-746-0045, or send an email to info@BenefitsCafe.com.

About the BenefitsCafe.com Team

Bruce Jugan

Bruce Jugan, president of Benefits CafeHi, I’m Bruce Jugan, president of Benefits Cafe. In 1993 I took over my dad’s insurance agency, which he started in 1970.

I enjoy writing and I have written all of the articles on BenefitsCafe.com. Health insurance is extremely complicated and I find it challenging to make difficult things easy-to-understand. My expertise is in group (employer provided) benefits.

Since taking over my dad’s business I have been an active member of LAAHU, the professional association of health insurance agents. This keeps me up-to-date in the ever changing world of employee benefits.

For many years I have volunteered in the communities where I’ve lived and worked including with chambers of commerce, the Rotary Club and a homeowner’s association and a neighborhood group. For over a decade I’ve been a member of the board of directors of the Montebello Land and Water Company, a mutual water company that provides water to over 4,000 homes and businesses. I’m also an advisory trustee of the ALS Goldenwest Chapter – my dad died from this terrible disease and I work to raise money and awareness to fight ALS (Lou Gehrig’s Disease.)

I graduated from the University of California, Berkeley and I have a master’s degree in urban planning from New York University. I worked in the urban planning field for eight years, first at a large civil engineering firm and then at a small boutique development consulting firm.

I have volunteered as a youth soccer referee and I am an internationally rated referee for epee fencing. Many years ago I was the 3rd ranked epee fencer in the United States. I even lived in Paris, France for two years to pursue my passion for fencing. Now I give back to the sport by refereeing.

Stephanie Monzon

Stephane MonzonHi, I’m Stephanie Monzon and I’ve worked at Benefits Cafe since 1999.

I’m a fully licensed health insurance agent and certified by AHIP and Covered California. I help seniors enroll in MediCare / Medi-gap and Rx plans. I also help small businesses set up group health plans. Young or old, individual or group, I can help you find the best health insurance plan for your specific situation.

Before I joined Benefits Cafe I worked for a medical provider and assisted with billing – this experience helps me understand and solve claim problems that Benefits Cafe clients sometimes experience. Often, communication between the doctor, hospital and the insurance company has broken down and I try to get everyone talking. It’s a great feeling when I solve a client’s problem.

I like to help other people. Not only at work; but I also like to help underprivileged children. Each year my entire family prepares hundreds of bags of goodies for children in poor parts of Mexico near Ensenada. We work with the local Rotary Club and distribute food, blankets, toys and candy to orphanages and needy families. I find this very rewarding.

I have a wonderful husband, three daughters, three beautiful grandchildren and a dog named Daisy.

Mark Gomez

Mark GomezHi, I’m Mark Gomez, and I am an Employee Benefits Specialist at Benefits Cafe since 2020.

I graduated from the University of North Carolina at Charlotte (UNCC) with a B.A. in Sociology. I am an expert in the online benefits administration system that we provide at no cost to our clients, and I also assist with the day-to-day operations. When you call our office, likely I’ll be the person answering the telephone. I am a fully licensed life and health insurance agent in the State of California.

My younger brother was diagnosed with Mild Autism at a young age. Growing up alongside him and helping him get through the challenges of his life have helped me become a patient and caring person. I get a large amount of joy from assisting people and I apply this to the work that I do. I am also passionate about helping those with special needs become more understood and get the accommodations that they need to live a fulfilling life.


Professional Benefits & Insurance Services
280 N. Montebello Blvd., Suite 102
Montebello, CA 90640

Toll-free phone number:
(800) 746-0045
Regular phone number:
(323) 721-9121

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