California Group Health Insurance for Small Business Employers and Employees
These informative articles will help you understand more about group health insurance in California and also help you select the right plan for the best employee health benefits.
Running your small business is hard enough, without all of the confusion that health insurance can cause.
All employers want to offer their employees good health insurance and benefits without it costing a fortune. Offering a good health plan can help your company attract and retain employees. That's where BenefitsCafe can help. We can provide you with the knowledge and expert assistance to make the right decision about which group health plan is right for your small business.
Advice when Selecting a California Group Health Plan
How to Evaluate a Health Plan - Health care plans can appear to be convoluted to the untrained eye. Learn how we simplify the process of comparing different plans by focusing on
three factors: benefits, price, and providers.
California Small Group Health Insurance Eligibility - Learn about comprehensive legislation to regulate small business health insurance in California and how to determine an eligible employer/employee and what that entails.
Myth Busters: Employee Participation and Employer Contribution - Small business owners often find it financially difficult to start group health plan for their employees without bankrupting the company. Here we set out to dispel common myths of small group health insurance.
California Small Group Rules protect small businesses that purchase health insurance for their employees. This document describes the rights and obligations of small businesses that purchase coverage.
Tax Considerations of Group Health Insurance in California
The Problem with Paying for Insurance through a Salary Bonus - Find out how the alternative strategy of paying employees a salary bonus to purchase their own insurance costs employer and employee a lot of money compared to a California small group health insurance plan.
Section 125 Plans - When an employee pays a portion of the premium for his or her health, dental, or vision insurance, we can help you set up a Section 125 plan (a.k.a. Cafeteria Plans). Learn how this type of plan saves the employer and employees a significant amount of money.
Specific Small Group Health Plan Information
Learn about the small group plans from Anthem Blue Cross of California, Aetna of California, Blue Shield, Kaiser Permanente and others, and the benefits and drawbacks of these plans in our California small group health plans section.
Need personalized advice? Feel free to give us a call at 1-800-746-0045 and we can help you find the best California small group health plan based on your specific needs and requirements.
Calculating the Potential ACA Employer Tax Penalty - November 2012 - If you are an employer with 50 or more employees, the ACA imposes a tax penalty if the requirement for affordable health insurance coverage is not met.
Small Business Health Care Tax Credit - May 6, 2010 - The IRS has provided additional information on the tax credit for small businesses that provide health insurance to their employees.