About Bruce Jugan

Bruce is an expert in group medical insurance and employee benefits for small to mid-sized companies. He's been a licensed agent/broker since 1993. Bruce has written all of the content on BenefitsCafe.com. He and his team help employers select medical plans; communicate information to employees; stay in compliance with various rules and regulations; and solve benefits-related problems that may arise.
25 10, 2022

Blue Shield’s Abortion Travel Reimbursement Program

By |October 25th, 2022 |Categories: Health Insurance California|Tags: , , , , |

BSCA offers small-group travel reimbursement The U.S. Supreme Court overturned Roe v Wade in June 2022. Many employers pledged to help employees safely travel to seek abortion services to an abortion safe state. This may be easy for large corporations to offer their employees. However, small businesses may struggle [...]

12 10, 2022

Medicare Part D Notices Due Before October 15th

By |October 12th, 2022 |Categories: Medicare and Medicaid|Tags: , , , , |

The Centers for Medicare & Medicaid Services (CMS) runs Medicare for the U.S. Government. “Creditable Coverage” is the fancy term CMS came up with to determine if the prescription medicine coverage (Rx) of your employer-sponsored group health plan is as good as or better than the minimum Part D [...]

28 09, 2022

Riverside / Inland Empire Area Hospitals, Medical Groups and Employer—Sponsored Medical Insurance

By |September 28th, 2022 |Categories: Regional Medical Insurance and Hospitals|Tags: , , , , |

If you live in the Riverside area and you’re looking for group medical insurance for your employees, you likely want to know: which insurance company includes the nearby hospitals? We’ve created a list of hospitals in the Riverside area and a list of the largest medical insurance PPO and HMO [...]

6 09, 2022

Ventura County Hospitals, Medical Groups and Employer—Sponsored Medical Insurance

By |September 6th, 2022 |Categories: Regional Medical Insurance and Hospitals|Tags: , , , |

If you live in Ventura County and you’re looking for group medical insurance for your employees, you likely want to know: which insurance company includes the nearby hospitals? We’ve created a list of hospitals in Ventura County and a list of the largest medical insurance PPO and HMO networks.  [...]

25 08, 2022

Confusing California Health Insurance Provider Network Names Harm Consumers

By |August 25th, 2022 |Categories: Group Medical Insurance Providers, Health Insurance California, Small Business Medical Insurance|

“If I had a world of my own, everything would be nonsense. Nothing would be what it is, because everything would be what it isn’t. And contrary wise, what is, it wouldn’t be. And what it wouldn’t be, it would. You see?” Alice in Wonderland, by Lewis Carroll [...]

8 07, 2022

Infertility Benefits for Small Group Employees in California

By |July 8th, 2022 |Categories: Health Care Costs, Small Business Articles, Small Group Health Insurance|

Introduction In this article we describe the current infertility benefits that are available to employees and dependents of small employers in California with 1 to 100 employees. We summarize the infertility benefits and provide brochures from the insurance companies and exchanges that offer small business health [...]

28 06, 2022

Tips for Adding a Newborn or Adopted Child to your California Small Business Medical Insurance Plan

By |June 28th, 2022 |Categories: Small Group Health Insurance, Small Business Articles, Trends|

Welcoming a new child can be one of the most exciting times of a parent’s life. It can also be a time filled with stress and uncertainty. Luckily, health insurance companies in California have plenty of resources to support you during your pregnancy or adoption process. California health insurance [...]

28 06, 2022

Helpful Advice for Managing your Group Medical Insurance Plan

By |June 28th, 2022 |Categories: (SHOP) Covered California Small Business Articles, Small Business Articles, Small Group Health Insurance|

California small employers often find it challenging to manage a group health insurance plan and answer employee questions. Getting the accurate benefit and rate information to a newly hired employee; enrolling them in the plan; and, making sure they have their ID card can be daunting tasks for an [...]

30 03, 2022

How to Keep an adult child over age 25 on a group health plan

By |March 30th, 2022 |Categories: Small Group Health Insurance, Individual Medical Insurance Articles, Large Group Medical Insurance Articles, Trends|

California employers that offer group medical insurance often ask how they can keep a child on an employee's health insurance plan after turning age 26.  This article answers questions like this one: My son turns 26 in May and was diagnosed with Autism several years ago. I received a [...]

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