About Bruce Jugan

Bruce is an expert in group medical insurance and employee benefits for small to mid-sized companies. He's been a licensed agent/broker since 1993. Bruce has written all of the content on BenefitsCafe.com. He and his team help employers select medical plans; communicate information to employees; stay in compliance with various rules and regulations; and solve benefits-related problems that may arise.
30 03, 2022

How to Keep an adult child over age 25 on a group health plan

By |March 30th, 2022 |Categories: Small Group Health Insurance, Individual Medical Insurance Articles, Large Group Medical Insurance Articles, Trends|

California employers that offer group medical insurance often ask how they can keep a child on an employee's health insurance plan after turning age 26.  This article answers questions like this one: My son turns 26 in May and was diagnosed with Autism several years ago. I received a [...]

31 01, 2022

BenefitsCafe.com featured in Forbes.com article on the Best Health Insurance for Small Businesses

By |January 31st, 2022 |Categories: Small Business Articles, Health Care Costs, Small Group Health Insurance|

Recently, Forbes.com wrote an article with advice for small business owners who are interested in setting up group medical insurance plans for their employees. The article has helpful information on various aspects of employer-sponsored health plans, including: Small business health insurance options; Small business health insurance requirements; Average cost of [...]

30 09, 2021

Vivity from Anthem Blue Cross Available to California Small Group Employers

By |September 30th, 2021 |Categories: Small Group Health Insurance, Small Business Articles, Trends|

By Bruce Jugan September 29, 2021 Last night I attended a broker dinner with executives from Anthem Blue Cross where they announced that Vivity health plans, a collaboration with major Southern California hospitals, doctor groups and the insurance company, will be available to small employers (1-100 employees) in Los [...]

25 06, 2021

An Inside Look: Fillable PDFs are the Best California Medical Insurance Companies can give Small Employers

By |June 25th, 2021 |Categories: Health Insurance Reform,, Small Business Articles|

Example Small Business Employee Insurance Enrollment Form By Bruce Jugan, June 24, 2021 API connections would eliminate data input errors and could save hundreds of millions of dollars and reduce the cost of medical insurance for small employers. Imagine you log into Expedia and [...]

4 05, 2021

ARPA COBRA

By |May 4th, 2021 |Categories: Small Business Articles|

COBRA Subsidies Under ARPA - COBRA Administrators and Insurance Companies Should Help On March 11th, 2021, President Biden signed the American Rescue Plan Act (ARPA) into law.  ARPA is a $1.9 trillion economic relief bill that gives financial help during the ongoing COVID-19 pandemic.   The new law includes section [...]

7 12, 2020

Walmart Health: a New Approach to Health Care

By |December 7th, 2020 |Categories: Changes in Medical Care, Health Care Costs, Health Insurance Reform,, Large Group Medical Insurance Articles, Small Group Health Insurance|

Walmart has taken a big step towards fixing the “broken” U.S. health Care system by creating Walmart Health.  These are clinics that offer primary medical care, mental health counseling, X-rays, labs, dental services, and vision and hearing services at one location.   As of December 2020 Walmart has 14 health clinics.  [...]

19 11, 2020

Amazon Opens Neighborhood Health Center

By |November 19th, 2020 |Categories: ACA, Changes in Medical Care, Health Care Costs, Health Insurance Reform,, Small Group Health Insurance, Trends|

Employee Medical Clinic As a sign of change in medical care delivery, Amazon has opened its first health care clinic for its employees in Dallas, Texas.  According to the Amazon announcement, “Amazon expects to establish 20 health centers in five cities across the U.S., improving access and care [...]

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