2026 Sep 03

Health Net Is Leaving California’s Group Health Insurance Market

By Bruce Jugan|September 3rd, 2026 |Categories: Changes in Medical Care, Health Insurance California|Tags: HealthNet, Insurance Cancellation, Replacing Medical Insurance Provider|

Health Net has announced that it is ending its California commercial group health insurance business. This includes both small business and large group medical plans. If your company's Health Net medical plan is scheduled to terminate on February 28, 2027, now is the time to begin planning for replacement [...]

2024 Oct 16

What is Open Enrollment for Group Medical Insurance Plans?

By Bruce Jugan|October 16th, 2024 |Categories: Health Insurance California|Tags: Open Enrollment|

What is “Open Enrollment” and Why is it Important for Group Medical Insurance Plans Details on Open Enrollment and Group Medical Insurance Plans We often get asked when employees can enroll in a company’s health, dental or vision plan and why can’t they enroll at any time of [...]

2023 Jul 14

With So Many Choices, How Can an Employer Select a Group Health Insurance Plan

By Bruce Jugan|July 14th, 2023 |Categories: Health Insurance California|

Request a California group (1-100 employee) health insurance online quote from BenefitsCafe.com and you will get more than 300 choices. The benefits of these plans can be difficult to understand. You could choose an HMO, PPO, EPO, H.S.A. (Health Savings Account) compatible health plan, a high deductible, a low [...]

2022 Oct 25

Blue Shield’s Abortion Travel Reimbursement Program

By Bruce Jugan|October 25th, 2022 |Categories: Health Insurance California|Tags: Abortion, Blue Shield, Roe v. Wade, small-group benefit, women's health|

BSCA offers small-group travel reimbursement The U.S. Supreme Court overturned Roe v Wade in June 2022. Many employers pledged to help employees safely travel to seek abortion services to an abortion safe state. This may be easy for large corporations to offer their employees. However, small businesses may struggle [...]

2022 Aug 25

Confusing California Health Insurance Provider Network Names Harm Consumers

By Bruce Jugan|August 25th, 2022 |Categories: Group Medical Insurance Providers, Health Insurance California, Small Business Medical Insurance|

“If I had a world of my own, everything would be nonsense. Nothing would be what it is, because everything would be what it isn’t. And contrary wise, what is, it wouldn’t be. And what it wouldn’t be, it would. You see?” Alice in Wonderland, by Lewis Carroll [...]

2006 Aug 15

Affordable California Health Insurance – Debate in Sacramento

By Bruce Jugan|August 15th, 2006 |Categories: Health Insurance California|

California legislators are debating whether to throw out the existing system of health care delivery and replace it with a government-run system. The legislators are likely to vote on SB 840 by August 31, 2006, the end of this legislative session. SB 840 was authored by Senator Sheila Keuhl (D-Santa [...]

2006 May 03

High Cost of US Health Care like Fighting Fires in Malibu

By Bruce Jugan|May 3rd, 2006 |Categories: Health Insurance California|

Criticizing the US health care system because we spend a lot, die sooner and have poor health is like criticizing the fire department in Malibu, California where they spend a lot for fire fighting services yet have a huge number of fires. They are confusing the cause with the [...]

2006 May 02

What is the difference between an HMO and a PPO Health Insurance Plan?

By Bruce Jugan|May 2nd, 2006 |Categories: Health Insurance California, Small Business Articles|Tags: Health Maintenance Organization, HMO versus PPO, Preferred Provider Organization, Provider Networks|

HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) represent different health insurance plan structures. HMO vs. PPO An HMO requires members to select a primary care physician (PCP) who coordinates all aspects of care, including referrals to specialists. Members can change their PCP with prior notice, [...]

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Health Insurance in California