ARPA COBRA

COBRA Subsidies Under ARPA - COBRA Administrators and Insurance Companies Should Help On March 11th, 2021, President Biden signed the American Rescue Plan Act (ARPA) into law.  ARPA is a $1.9 trillion economic relief bill that gives financial help during the ongoing COVID-19 pandemic.   The new law includes section [...]

By |May 4th, 2021 |Categories: Small Business Articles|

Walmart Health: a New Approach to Health Care

Walmart has taken a big step towards fixing the “broken” U.S. health Care system by creating Walmart Health.  These are clinics that offer primary medical care, mental health counseling, X-rays, labs, dental services, and vision and hearing services at one location.   As of December 2020 Walmart has 14 health clinics.  [...]

Amazon Opens Neighborhood Health Center

Employee Medical Clinic As a sign of change in medical care delivery, Amazon has opened its first health care clinic for its employees in Dallas, Texas.  According to the Amazon announcement, “Amazon expects to establish 20 health centers in five cities across the U.S., improving access and care [...]

Updates on the COVID-19 Crisis

Benefits Cafe began a COVID-19 Crisis Update page last week where we have information from governments and insurance companies about their revised policies to accommodate these unusual times.  The update page also has breaking news that should be helpful to businesses that are forced to make difficult decisions.  Today, [...]

By |March 25th, 2020 |Categories: Uncategorized|

Update: UnitedHealth Care Postpones Rollout of New Association Health Plans in California

Less than two weeks ago, I wrote a blog post that predicted that fireworks would hit California’s small group health insurance market with UHC’s new Association Health Plans.   Well,  sparks flew.  Yesterday, UnitedHealth Care announced that because of “regulatory inquiries over the past couple of weeks” UHC has suspended [...]

Fireworks Will Hit California’s Small Group Health Insurance Market with UHC’s New Association Plans

  UnitedHealth Care (UHC) kicked-off Summer 2019 with a bang.  During a webinar to their top brokers on July 1st, they made the game-changing announcement that they will introduce 9 new Association Health Plans (AHP) into the California small group marketplace (1-100 employees.) By screening enrollees for pre-existing medical [...]

Why Kaiser Permanente Small Group Benefits and Rates Continue to Lead the Field in California, 2019

On Wednesday, I was fortunate to be included in a round table discussion with the senior leadership of Kaiser Permanente's small group sales and account management team. To encourage discussion, Kaiser limited participation to a few key brokers. (2019 Kaiser Key Broker Engagement Luncheon, Pasadena, California. Third from [...]

Group Health Insurance Cost Trends and Benchmark Comparisons

Many employers want to know why medical insurance rates continue to rise and whether they're paying too much compared to other businesses. Two recently released reports address these questions: Medical Cost Trend: Behind the numbers 2019, is prepared by Price Waterhouse Coopers (PwC)'s Health Research Institute and it projects [...]

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