Small Group Health Insurance in California

Learn about health insurance for small businesses in California What to Know about California’s Small Business Health Insurance Employee and Employer Contribution Requirements Small Businesses Must Offer Employees at Least 10 Healthcare Benefits Benefits Cafe Can Help You Obtain Affordable Health Insurance We understand the complexities of navigating the ins [...]

Calculating the Potential ACA Employer Tax Penalty

Health care reform known as the Affordable Care Act (ACA) goes into effect Jan. 1, 2014. If you are an employer with 50 or more employees, the ACA requires "shared responsibility" for affordable health insurance coverage and imposes a tax penalty if the requirement is not met. This article explains [...]

By |July 14th, 2023 |Categories: ACA|

California Health Insurance Reform Update

Overview To help make sense of the Affordable Care Act (ACA) and to help people navigate the ever-changing landscape of health insurance, we’ve made a list of the most important items that individuals and small businesses in California should know about the Patient Protection & Affordable Care Act, signed March [...]

By |July 14th, 2023 |Categories: ACA|

Five Things Employers Need to Know about Health Care Reform (ACA)

Earlier this year, the U.S. Supreme Court upheld the constitutionality of the Patient Protection and Affordable Care Act, known as ACA or "health care reform." This November President Obama won re-election to the presidency and will move forward with implementing the ACA. The ACA is now the law of [...]

By |July 14th, 2023 |Categories: ACA|

Consumer Advocacy for Small Business Medical Insurance with the California Senate and Assembly

On May 10, 2023, I flew to Sacramento, California and joined other insurance professionals for a day at the Capitol, which included meeting with elected officials and discussing issues of importance to small and mid-sized employers that offer group medical, dental, vision and other types of insurance coverage to [...]

Blue Shield’s Abortion Travel Reimbursement Program

BSCA offers small-group travel reimbursement The U.S. Supreme Court overturned Roe v Wade in June 2022. Many employers pledged to help employees safely travel to seek abortion services to an abortion safe state. This may be easy for large corporations to offer their employees. However, small businesses may struggle [...]

Medicare Part D Notices Due Before October 15th

The Centers for Medicare & Medicaid Services (CMS) runs Medicare for the U.S. Government. “Creditable Coverage” is the fancy term CMS came up with to determine if the prescription medicine coverage (Rx) of your employer-sponsored group health plan is as good as or better than the minimum Part D [...]

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