Bruce Jugan, President

About Bruce Jugan

Bruce is an expert in group medical insurance and employee benefits for small to mid-sized companies. He's been a licensed agent/broker since 1993. Bruce has written all of the content on BenefitsCafe.com. He and his team help employers select medical plans; communicate information to employees; stay in compliance with various rules and regulations; and solve benefits-related problems that may arise.
2021 Sep 30

Vivity from Anthem Blue Cross Available to California Small Group Employers

By |September 30th, 2021 |Categories: Small Group Health Insurance, Small Business Articles, Trends|

By Bruce Jugan September 29, 2021 Last night I attended a broker dinner with executives from Anthem Blue Cross where they announced that Vivity health plans, a collaboration with major Southern California hospitals, doctor groups and the insurance company, will be available to small employers (1-100 employees) in Los [...]

2021 May 04

ARPA COBRA

By |May 4th, 2021 |Categories: Small Business Articles|

COBRA Subsidies Under ARPA - COBRA Administrators and Insurance Companies Should Help On March 11th, 2021, President Biden signed the American Rescue Plan Act (ARPA) into law.  ARPA is a $1.9 trillion economic relief bill that gives financial help during the ongoing COVID-19 pandemic.   The new law includes section [...]

2020 Dec 07

Walmart Health: a New Approach to Health Care

By |December 7th, 2020 |Categories: Changes in Medical Care, Health Care Costs, Health Insurance Reform, Large Group Medical Insurance Articles, Small Group Health Insurance|

Walmart has taken a big step towards fixing the “broken” U.S. health Care system by creating Walmart Health.  These are clinics that offer primary medical care, mental health counseling, X-rays, labs, dental services, and vision and hearing services at one location.   As of December 2020 Walmart has 14 health clinics.  [...]

2020 Nov 19

Amazon Opens Neighborhood Health Center

By |November 19th, 2020 |Categories: ACA, Changes in Medical Care, Health Care Costs, Health Insurance Reform, Small Group Health Insurance, Trends|

Employee Medical Clinic As a sign of change in medical care delivery, Amazon has opened its first health care clinic for its employees in Dallas, Texas.  According to the Amazon announcement, “Amazon expects to establish 20 health centers in five cities across the U.S., improving access and care [...]

2020 Mar 25

Updates on the COVID-19 Crisis

By |March 25th, 2020 |Categories: COVID-19|

Benefits Cafe began a COVID-19 Crisis Update page last week where we have information from governments and insurance companies about their revised policies to accommodate these unusual times.  The update page also has breaking news that should be helpful to businesses that are forced to make difficult decisions.  Today, [...]

2020 Mar 20

Benefits Cafe COVID-19 Crisis Update

By |March 20th, 2020 |Categories: COVID-19|Tags: , , |

Insurance Company Information on COVID-19 Matters Aetna Aetna Employee Assistance Program (EAP) Member Flyer Aetna COVID-19 Member Information Page Aetna Plan Sponsor Email CVS Health Announces COVID-19 Resources for Aetna Members CVS Health Announces Additional COVID-19 Resources Focused on Patient Rx Access Anthem Anthem Employee [...]

2019 Jul 26

Update: UnitedHealth Care Postpones Rollout of New Association Health Plans in California

By |July 26th, 2019 |Categories: ACA, Association Health Plans, Covered California, Small Business Articles, Small Group Health Insurance|

Less than two weeks ago, I wrote a blog post that predicted that fireworks would hit California’s small group health insurance market with UHC’s new Association Health Plans.   Well,  sparks flew.  Yesterday, UnitedHealth Care announced that because of “regulatory inquiries over the past couple of weeks” UHC has suspended the [...]

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