The Challenge: As a college student or young adult, you’re facing enough challenges; figuring out your health insurance shouldn’t be one of them.
The good news is that there are a lot of options out there for affordable health insurance in California. These options give you the coverage and peace of mind you need, without breaking your budget.
Advice: But you need the right advice. It’s not as easy as selecting the cheapest plan. You need to find a plan that can meet your needs now and help you with any unexpected challenges you might face. No matter which plan you select, you should understand how health insurance plans work. Read Health Insurance 101 to learn the basics.
College Health Plans: If you’re in college, you might think the student plans offered by your school will be enough; but some of these plans offer very limited coverage and don’t even cover minor injuries sustained during intramural sports! Read College Health Plans to learn more.
Personal Coverage: Some low cost plans from insurance companies like Anthem Blue Cross may not include maternity coverage. If there’s a baby in your future you need to make sure your health insurance is right for you. Depending on your situation you may want to read: Incoming Freshmen & Undergrads; Recent Grads; Graduate Students.
Blue Cross of California has introduced plans specifically designed for the "twenty-somethings." Called Tonik, Blue Cross of California offers three plans low cost medical insurance plans in California. These plans are designed to meet the needs of those under age 30 and provide affordable California medical insurance in case of major injury with low monthly premiums. Learn more about Blue Cross's Tonik Plans.
Five Things Everyone Needs to Know about Health Care Reform (ACA) The Affordable Care Act (ACA), health care reform known as "ObamaCare," kicks into high gear in 2014. If you buy your own medical insurance, read on for 5 things you need to know. Read More
Why is Health Insurance so Expensive? Many people ask "why is health insurance so expensive?" The obvious answer is that medical care is expensive. Then, why is medical care so expensive? Read More
Federal Health Insurance Reform Likely to Increase the Cost in California
Word has it that the Obama administration wants to pass health insurance reform legislation in 90 days. That does not give people much time to evaluate these complicated proposals that will have massive financial implications for everyone in our country. Read More