Request a California group (1-100 employee) health insurance online quote from BenefitsCafe.com and you will get more than 300 choices. The benefits of these plans can be difficult to understand. You could choose an HMO, PPO, EPO, H.S.A. (Health Savings Account) compatible health plan, a high deductible, a low [...]
We know it's tempting for time-crunched business owners to use the same provider for payroll and employee benefits. But when it comes to something as complex as employee healthcare, the easy option is rarely the best. If you're thinking about rolling the two together, consider these reasons before you [...]
Health care reform known as the Affordable Care Act (ACA) goes into effect Jan. 1, 2014. If you are an employer with 50 or more employees, the ACA requires "shared responsibility" for affordable health insurance coverage and imposes a tax penalty if the requirement is not met. This article explains [...]
Overview To help make sense of the Affordable Care Act (ACA) and to help people navigate the ever-changing landscape of health insurance, we’ve made a list of the most important items that individuals and small businesses in California should know about the Patient Protection & Affordable Care Act, signed March [...]
The major components of Health care reform known as the Affordable Care Act (ACA) go into effect January 1, 2014. However, beginning September 23, 2012, the ACA requires all employers to give employees a Summary of Benefits and Coverage (SBC) when their plan renews or changes. These are the rules [...]
Earlier this year, the U.S. Supreme Court upheld the constitutionality of the Patient Protection and Affordable Care Act, known as ACA or "health care reform." This November President Obama won re-election to the presidency and will move forward with implementing the ACA. The ACA is now the law of [...]
On May 10, 2023, I flew to Sacramento, California and joined other insurance professionals for a day at the Capitol, which included meeting with elected officials and discussing issues of importance to small and mid-sized employers that offer group medical, dental, vision and other types of insurance coverage to [...]
BSCA offers small-group travel reimbursement The U.S. Supreme Court overturned Roe v Wade in June 2022. Many employers pledged to help employees safely travel to seek abortion services to an abortion safe state. This may be easy for large corporations to offer their employees. However, small businesses may struggle [...]
The Centers for Medicare & Medicaid Services (CMS) runs Medicare for the U.S. Government. “Creditable Coverage” is the fancy term CMS came up with to determine if the prescription medicine coverage (Rx) of your employer-sponsored group health plan is as good as or better than the minimum Part D [...]
If you live in the Riverside area and you’re looking for group medical insurance for your employees, you likely want to know: which insurance company includes the nearby hospitals? We’ve created a list of hospitals in the Riverside area and a list of the largest medical insurance PPO and HMO [...]