The Centers for Medicare & Medicaid Services (CMS) runs Medicare for the U.S. Government. “Creditable Coverage” is the fancy term CMS came up with to determine if the prescription medicine coverage (Rx) of your employer-sponsored group health plan is as good as or better than the minimum Part D [...]
If you live in the Riverside area and you’re looking for group medical insurance for your employees, you likely want to know: which insurance company includes the nearby hospitals? We’ve created a list of hospitals in the Riverside area and a list of the largest medical insurance PPO and HMO [...]
If you live in Ventura County and you’re looking for group medical insurance for your employees, you likely want to know: which insurance company includes the nearby hospitals? We’ve created a list of hospitals in Ventura County and a list of the largest medical insurance PPO and HMO networks. [...]
“If I had a world of my own, everything would be nonsense. Nothing would be what it is, because everything would be what it isn’t. And contrary wise, what is, it wouldn’t be. And what it wouldn’t be, it would. You see?” Alice in Wonderland, by Lewis Carroll [...]
Introduction In this article we describe the current infertility benefits that are available to employees and dependents of small employers in California with 1 to 100 employees. We summarize the infertility benefits and provide brochures from the insurance companies and exchanges that offer small business health [...]
California small employers often find it challenging to manage a group health insurance plan and answer employee questions. Getting the accurate benefit and rate information to a newly hired employee; enrolling them in the plan; and, making sure they have their ID card can be daunting tasks for an office [...]
Welcoming a new child can be one of the most exciting times of a parent’s life. It can also be a time filled with stress and uncertainty. Luckily, health insurance companies in California have plenty of resources to support you during your pregnancy or adoption process. California health insurance [...]
California employers that offer group medical insurance often ask how they can keep a child on an employee's health insurance plan after turning age 26. This article answers questions like this one: My son turns 26 in May and was diagnosed with Autism several years ago. I received a [...]
Insurance is unnecessarily complicated. A good example is how Anthem Blue Cross of California names its small business dental plans. Here are a few of the dental plan names: Bronze PPO 100/80/50 Active 50/Unlimited MAC E&P Basic CH Ortho Silver PPO 100/80/50 Passive 50/1500 90th E&P Basic CH Ortho [...]
Recently, Forbes.com wrote an article with advice for small business owners who are interested in setting up group medical insurance plans for their employees. The article has helpful information on various aspects of employer-sponsored health plans, including: Small business health insurance options; Small business health insurance requirements; Average cost of [...]