With this video I tried to combine all of the aspects of the previous videos and to show people how to compare two different health insurance plans. I created the “Health Insurance Comparison Chart” many years ago and I have found that it helps to focus on the most important aspects of a medical insurance plan. Because there are so many features in a health insurance plan such as the cost of doctor office visits; hospitalization; prescription medicine; durable medical equipment, etc., this chart helps to strip away all but the most important elements, i.e.,: how much you pay in the best case (annual premium) and how much you pay in the worst, catestrophic case (premium plus the out of pocket limit.) My hope is that people who watch these videos and complete the chart will select a plan that works well for them. At the very least, I hope that they understand how their California medical insurance plan works and how best to use it.