Trying to explain complicated terms like “out of pocket limit” “deductible” and “co-insurance” in less than 2.5 minutes is difficult. I thought that the image of someone really hurting himself by diving into a swimming pool was a good way to convey the importance of the protection that health insurance provides when catastrophy strikes. I have seen many instances where health insurance companies have paid hundreds of thousands of dollars for people who have had serious injuries or illness. With this video I tried to explain these complex terms with pictures to help convey the message.