I’ve found that many people aren’t exactly sure what an HMO and PPO are. With this video I wanted to show how they work and what the differences are. I have used the graphics in this video for many years when I sit down with business owners or individuals and we discuss health insurance options. I’ve found that it helps when people see the how the patient (you) fits in with the doctor or primary care physician (PCP) and hospitals, specialists, medical groups and insurance companies. A picture seems to be worth a thousand words.
HMO – PPO Video
About the Author: Bruce Jugan
Bruce is an expert in group medical insurance and employee benefits for small to mid-sized companies. He's been a licensed agent/broker since 1993. Bruce has written all of the content on BenefitsCafe.com. He and his team help employers select medical plans; communicate information to employees; stay in compliance with various rules and regulations; and solve benefits-related problems that may arise.