I’ve found that many people aren’t exactly sure what an HMO and PPO are. With this video I wanted to show how they work and what the differences are. I have used the graphics in this video for many years when I sit down with business owners or individuals and we discuss health insurance options. I’ve found that it helps when people see the how the patient (you) fits in with the doctor or primary care physician (PCP) and hospitals, specialists, medical groups and insurance companies. A picture seems to be worth a thousand words.