Buying health insurance online is confusing. First you see the names of a bunch of insurance companies. Are Blue Shield and Blue Cross the same company, or are they different? Next, you see strange terms like “deductible” and “OOP.” Even if you knew that OOP means “out of pocket” limit, you’re not sure if that’s the maximum that you pay or if it’s the maximum that the insurance company pays.
Introduction Video
About the Author: Bruce Jugan
Bruce is an expert in group medical insurance and employee benefits for small to mid-sized companies. He's been a licensed agent/broker since 1993. Bruce has written all of the content on BenefitsCafe.com. He and his team help employers select medical plans; communicate information to employees; stay in compliance with various rules and regulations; and solve benefits-related problems that may arise.