30 03, 2022

How to Keep an adult child over age 25 on a group health plan

By |March 30th, 2022 |Categories: Small Group Health Insurance, Individual Medical Insurance Articles, Large Group Medical Insurance Articles, Trends|

California employers that offer group medical insurance often ask how they can keep a child on an employee's health insurance plan after turning age 26.  This article answers questions like this one: My son turns 26 in May and was diagnosed with Autism several years ago. I received a [...]

31 01, 2022

BenefitsCafe.com featured in Forbes.com article on the Best Health Insurance for Small Businesses

By |January 31st, 2022 |Categories: Small Business Articles, Health Care Costs, Small Group Health Insurance|

Recently, Forbes.com wrote an article with advice for small business owners who are interested in setting up group medical insurance plans for their employees. The article has helpful information on various aspects of employer-sponsored health plans, including: Small business health insurance options; Small business health insurance requirements; Average cost of [...]

30 09, 2021

Vivity from Anthem Blue Cross Available to California Small Group Employers

By |September 30th, 2021 |Categories: Small Group Health Insurance, Small Business Articles, Trends|

By Bruce Jugan September 29, 2021 Last night I attended a broker dinner with executives from Anthem Blue Cross where they announced that Vivity health plans, a collaboration with major Southern California hospitals, doctor groups and the insurance company, will be available to small employers (1-100 employees) in Los [...]

7 12, 2020

Walmart Health: a New Approach to Health Care

By |December 7th, 2020 |Categories: Changes in Medical Care, Health Care Costs, Health Insurance Reform,, Large Group Medical Insurance Articles, Small Group Health Insurance|

Walmart has taken a big step towards fixing the “broken” U.S. health Care system by creating Walmart Health.  These are clinics that offer primary medical care, mental health counseling, X-rays, labs, dental services, and vision and hearing services at one location.   As of December 2020 Walmart has 14 health clinics.  [...]

19 11, 2020

Amazon Opens Neighborhood Health Center

By |November 19th, 2020 |Categories: ACA, Changes in Medical Care, Health Care Costs, Health Insurance Reform,, Small Group Health Insurance, Trends|

Employee Medical Clinic As a sign of change in medical care delivery, Amazon has opened its first health care clinic for its employees in Dallas, Texas.  According to the Amazon announcement, “Amazon expects to establish 20 health centers in five cities across the U.S., improving access and care [...]

26 07, 2019

Update: UnitedHealth Care Postpones Rollout of New Association Health Plans in California

By |July 26th, 2019 |Categories: ACA, Association Health Plans, Covered California, Small Business Articles, Small Group Health Insurance|

Less than two weeks ago, I wrote a blog post that predicted that fireworks would hit California’s small group health insurance market with UHC’s new Association Health Plans.   Well,  sparks flew.  Yesterday, UnitedHealth Care announced that because of “regulatory inquiries over the past couple of weeks” UHC has suspended [...]

8 07, 2019

Fireworks Will Hit California’s Small Group Health Insurance Market with UHC’s New Association Plans

By |July 8th, 2019 |Categories: ACA, Association Health Plans, Small Group Health Insurance, Trends|

  UnitedHealth Care (UHC) kicked-off Summer 2019 with a bang.  During a webinar to their top brokers on July 1st, they made the game-changing announcement that they will introduce 9 new Association Health Plans (AHP) into the California small group marketplace (1-100 employees.) By screening enrollees for pre-existing medical [...]

12 04, 2019

Why Kaiser Permanente Small Group Benefits and Rates Continue to Lead the Field in California, 2019

By |April 12th, 2019 |Categories: Large Group Medical Insurance Articles, ACA, Health Care Costs, Health Insurance Reform,, Small Business Articles, Small Group Health Insurance|

On Wednesday, I was fortunate to be included in a round table discussion with the senior leadership of Kaiser Permanente's small group sales and account management team. To encourage discussion, Kaiser limited participation to a few key brokers. (2019 Kaiser Key Broker Engagement Luncheon, Pasadena, California. Third from [...]

25 03, 2019

Group Health Insurance Cost Trends and Benchmark Comparisons

By |March 25th, 2019 |Categories: Small Business Articles, Benchmarking, Health Care Costs, Large Group Medical Insurance Articles, Small Group Health Insurance, Trends|

Many employers want to know why medical insurance rates continue to rise and whether they're paying too much compared to other businesses. Two recently released reports address these questions: Medical Cost Trend: Behind the numbers 2019, is prepared by Price Waterhouse Coopers (PwC)'s Health Research Institute and it projects [...]

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