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Affordable Care Act (ACA)

Affordable Care Act for California. Latest news and updates for ACA medical insurance for businesses and individuals

2013 Feb 12

Health Insurance Marketplace: the New Name for the Federal Exchange

By |February 12th, 2013 |Categories: ACA, Covered California, Health Benefit Exchange, Health Insurance Reform, Individual Medical Insurance Articles, Small Business Articles|

The Federal government has re-branded its health insurance "exchange" as the "Health Insurance Marketplace." A video on the government's web site suggests that shopping in the Health Insurance Marketplace will be as easy as buying food in a grocery store. The government makes some pretty bold claims

2011 May 02

California Pre-Existing Condition Insurance Plan (PCIP) vs. California Major Risk Medical Insurance Plan (MRMIP)

By |May 2nd, 2011 |Categories: ACA, Changes in Medical Care|

The California Pre-Existing Condition Insurance Plan (PCIP) was set up under the new Federal health insurance reform law (PPACA). It’s supposed to go until 1/1/2014 at which time there will be no medical underwriting and all insurance companies must take everyone without regard to pre-existing medical conditions – i.e., you can transition to a standard plan. For someone close to age 65, enrolling on this plan would take him/her until he/she is eligible for Medicare which is currently "Guarantee Issue." Read about eligibility and cost of the PCIP based on our analysis of this government program.

2009 Mar 02

Advice for employers trying to comply with the Obama COBRA subsidy

By |March 2nd, 2009 |Categories: ACA|

If you're an employer with 20 or more employees and you're wondering how to comply with the COBRA subsidy in the Obama Stimulus Plan, here's some helpful information. On February 17th, President Obama signed the American Recovery and Reinvestment Act of 2009 (HR 1) to help stimulate the US economy. [...]

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